About us
At Smart Health Care, our mission is to empower seniors and Medicare beneficiaries with the knowledge, resources, and expert guidance needed to make informed decisions about their healthcare coverage. We connect you with trusted licensed professionals and agencies who specialize in Medicare Advantage and senior health insurance plans.
We are committed to
- Providing Trusted Access
- We partner with licensed insurance agents and agencies who are experienced in Medicare Advantage Plans and dedicated to helping you navigate your options.
- We ensure you’re connected with plans from leading carriers.
- Offering Comprehensive Options
- We help you access a wide range of plans, from Medicare Advantage (Part C) to specialized plans like Dual Special Needs Plans (D-SNPs) and Chronic Condition Plans (C-SNPs).
- We provide you with recommendations tailored to your health needs, preferences, and budget.
- Delivering a Seamless Experience
- We connect you with trusted licensed agents who can simplify the enrollment process and guide you through the paperwork and decision-making stages.
- Our team ensures the process is smooth and straightforward, allowing you to focus on what matters most—your health and well-being.
At Smart Health Care, we stand by these core values:
- Clarity: We break down complex insurance options into easy-to-understand terms.
- Choice: You’ll have access to multiple plans and providers, ensuring you can select what’s best for you.
- Confidence: With the help of our licensed professionals and agencies, you can feel confident in the decisions you make for your health.
We believe healthcare is about more than just insurance; it’s about having the support, resources, and guidance to live a healthier, happier life. That’s why we work hard to provide personalized care, trusted advice, and a clear path to the benefits you deserve.
Choose Smart Health Care as your trusted partner in navigating Medicare Advantage. Let us help you find the perfect plan to secure your health and well-being for years to come.
Disclaimer
“We are not affiliated with or endorsed by any government program or any of the insurance carriers mentioned. Contact will be made by a licensed insurance agent.”
“We do not sell insurance directly, nor are we affiliated with any government program or CMS. Our role is to connect you with licensed insurance agents and agencies who can provide information on Medicare advantage plans.”
Our Plans
Medicare Advantage: Smarter Healthcare Choices for You
What is Medicare Advantage?
Medicare Advantage, also known as Part C, is a comprehensive healthcare plan offered by private insurance companies. These plans combine the benefits of Original Medicare (Part A and Part B) with additional coverage and perks, giving you enhanced options tailored to your healthcare needs.
Why Choose Medicare Advantage?
Medicare Advantage plans offer a wide range of benefits designed to support your health and lifestyle. Here’s what you can expect:
- Hospital Coverage: Full support for inpatient stays and treatments.
- Doctor Visits: Easy access to primary care physicians and specialists.
- Prescription Drug Coverage: Medications covered under one seamless plan.
- Preventive Services: Routine screenings, wellness checks, and immunizations to keep you healthy.
- Dental, Vision & Hearing: Expanded benefits for comprehensive care, including routine checkups and devices like hearing aids.
- SilverSneakers Memberships: Stay active and healthy with free gym access and fitness programs.
- Benefits: Receive up to $300 per month for groceries, utilities, and other essentials.
Your Next Step
Medicare Advantage offers a smarter, more convenient way to manage your healthcare while enjoying valuable extras. Explore plans from top carriers.
Take control of your healthcare and unlock the benefits you deserve!
Would you like help choosing a plan? Connect with our experts today!
Types of Medicare Advantage Plans
Choose a plan that suits your lifestyle and medical needs:
Health Maintenance Organization (HMO)
An HMO plan is a Medicare Advantage plan offering comprehensive coverage through a network of healthcare providers. Here’s a quick overview:
How HMO Plans Work
- Primary Care Provider (PCP):
- You must select a PCP who coordinates your healthcare, including referrals to specialists.
- In-Network Providers Only:
- Most services must be obtained from in-network providers, except in emergencies.
- Specialist Referrals:
- Referrals from your PCP are usually required to see a specialist.
- Prescription Coverage:
- Most HMO plans include Part D prescription drug coverage.
Benefits
- Lower Costs: Affordable premiums, often with $0 options, and lower out-of-pocket expenses.
- Comprehensive Coverage: Includes Medicare Parts A, B, and usually Part D, plus extra benefits like dental, vision, and fitness programs.
- Coordinated Care: PCP-managed services improve healthcare outcomes.
- Emergency Coverage: Available anywhere in the U.S. for emergencies or urgent care.
Limitations
- Network Restrictions: Non-network care is typically not covered, except for emergencies.
- Referrals Needed: Specialist visits require PCP referrals.
- Limited Out-of-Network Options: May not suit frequent travelers.
Is an HMO Right for You?
Ideal for those seeking low-cost, coordinated care and are comfortable using network providers.
Preferred Provider Organization (PPO)
A PPO plan is a Medicare Advantage plan that provides greater flexibility in choosing healthcare providers compared to HMO plans.
How PPO Plans Work
- No PCP Requirement:
- You don’t need a primary care provider (PCP) or specialist referrals.
- In-Network and Out-of-Network Coverage:
- Lower costs for in-network providers, but out-of-network care is still covered at higher rates.
- Prescription Drug Coverage:
- Many PPO plans include Part D prescription drug coverage.
Benefits
- Flexibility: Freedom to see any doctor or specialist without a referral.
- Broader Access: Coverage for both in-network and out-of-network providers, ideal for travelers or snowbirds.
- Comprehensive Coverage: Includes Medicare Parts A, B, often Part D, and extra benefits like dental, vision, and hearing.
Limitations
- Higher Costs: PPO plans have higher premiums and out-of-pocket expenses.
- Out-of-Network Costs: Services outside the network cost more than in-network care.
Is a PPO Plan Right for You?
A PPO plan is great for those seeking provider flexibility, frequent travelers, or individuals willing to pay more for broader access.
Special Needs Plans (SNPs)
Special Needs Plans (SNPs) are Medicare Advantage plans designed to meet the unique needs of individuals with specific health conditions or circumstances.
Types of SNPs
- Chronic Condition SNPs (C-SNPs):
- For individuals with chronic conditions like diabetes, heart disease, or kidney failure.
- Dual Eligible SNPs (D-SNPs):
- For those eligible for both Medicare and Medicaid.
- Institutional SNPs (I-SNPs):
- For individuals living in nursing homes or requiring institutional-level care.
C-SNPs (Chronic Condition Special Needs Plans)
Designed for individuals diagnosed with chronic conditions like diabetes, heart failure, or COPD.
C-SNP Benefits:
- Specialized care for managing chronic conditions.
- Access to a network of doctors and specialists experienced in your condition.
- Prescription drug coverage tailored to chronic illness management.
- Nutritional counseling, diabetes management programs, and health education.
Up to $300 every month to assist with groceries, utilities, and over-the-counter items
D-SNPs (Dual Eligible Special Needs Plans)
For individuals eligible for both Medicare and Medicaid.
D-SNP Benefits:
- Combines Medicare and Medicaid benefits to reduce healthcare costs.
- Coverage for prescription drugs, dental, vision, and hearing services.
- Transportation to medical appointments.
- Access to care coordination services to simplify managing healthcare.
Up to $300 every month to assist with groceries, utilities, and over-the-counter items
I-SNPs (Institutional Special Needs Plans)
For individuals living in long-term care facilities or needing nursing home-level care.
I-SNP Benefits:
- On-site healthcare services to reduce hospital visits.
- Access to a dedicated care team to manage complex medical needs.
- Comprehensive coverage for prescriptions, specialist visits, and treatments.
- Personal care and support tailored to long-term care residents.
Find the Right Plan for You
Let us connect you with licensed agents who can help you explore SNP options, including C-SNPs, D-SNPs, and I-SNPs. Discover how you can maximize your benefits to make your healthcare more affordable and manageable.
Important Disclaimer
“This is a solicitation of insurance. Contact will be made by a licensed insurance agent. Benefits and coverage vary based on plan type and location. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.”
We do not sell insurance directly, nor are we affiliated with any government program or CMS. Our role is to connect you with licensed insurance agents who can provide information on Medicare advantage plans.
Disclaimer
For Smart Health Care
Our Role
Smart Health Care is a third-party lead generation service. We do not sell insurance, nor are we licensed to transact insurance in any U.S. jurisdiction. We connect individuals with trusted, licensed insurance agents or agencies who can provide information and assistance regarding Medicare advantage plans.
Not Affiliated with Government Programs
Smart Health Care is not affiliated with or endorsed by any government program, including Medicare, or any specific insurance carriers. Medicare has neither reviewed nor endorsed this information.
Mandatory CMS/Medicare Disclosures
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”
- “Not connected with or endorsed by the United States government or the federal Medicare program.”
Solicitation for Insurance
This is a solicitation for insurance. Contact will be made by a licensed insurance agent to provide assistance and information about Medicare plans.
Legal Statements
- “The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products.”
- “Smart Health Care does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction.”
- “Smart Health Care does not recommend or endorse any specific insurance carrier, agent, or agency.”
Advertising Policy
Accuracy and Transparency: All advertisements are reviewed to ensure accuracy and relevance, adhering to CMS regulations. Advertisements do not constitute endorsements of any providers.
Compliance with Regulations: We follow all applicable Medicare and legal marketing guidelines.
Sponsored Content: Any paid or sponsored content is clearly labeled to distinguish it from educational material.
No Guarantees: We do not guarantee enrollment or eligibility for any specific plans or benefits. Plan availability and coverage vary by region and carrier.
User Privacy: User data is safeguarded according to our Privacy Policy and shared only with licensed professionals upon consent.
Call Transfers and Consent
By interacting with our website or submitting your information, you agree to be contacted by licensed agents via phone, text, or email for the purpose of discussing insurance products. Automated systems may be used for calls, but providing consent is not a condition of purchase.
Limitations and Availability
- Not all plans or benefits are available in all areas. Benefits and costs vary by plan and carrier.
- Enrollment in Medicare Advantage or Part D plans is subject to contract renewal with Medicare and may be limited to specific enrollment periods.
Target Audience
This website is intended for individuals seeking assistance with Medicare-related products and services.
Partner with Smart Health Care
Boost your business with Smart Health Care’s premium Medicare Advantage leads, generated through cutting-edge social media strategies. We connect motivated beneficiaries with trusted licensed insurance agents, helping you achieve your sales goals effectively.
Proven Results: High-quality, ready-to-act leads tailored to your needs.
Seamless Integration: Hassle-free partnerships designed to support your success.
Trusted and Transparent: Ethical practices and full compliance you can rely on.
Partner with us today and unlock new opportunities to grow your business while delivering exceptional value to your clients.
